ID of Level 3 Parent: 1087

Regular Savings

Whether it’s saving for a rainy-day fund or working toward a major goal, this account option is the perfect entrée into the benefits of saving money.

Our Regular Savings accounts are straight-forward and simple, because complexity is over-rated.

  • Only $100 needed to open the account
  • Interest compounded quarterly
  • Set up automatic transfers from your checking account to help you save
  • Effortless transfers between your other i-bank accounts
  • 24-hour account access

Contact i-bank for current interest rates and annual percentage yields.

Terms: You must deposit at least $100 to open this account. A service charge of $5.00 will be imposed every quarter if the balance in the account falls below $250 any day of the quarter. The interest rate for this account is variable. Your interest rate and annual percentage yield may change at our discretion. Interest will be compounded quarterly. Interest will be credited to the account quarterly. We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. An excessive withdrawal fee of $3 per transaction will be imposed per month. If the balance is over $1,000 the account allows 6 free withdrawals per month, under $1,000 the account allows 3 free withdrawals per month. Fees could reduce the earnings on the account.

 


Helpful Resources

At i-bank, we’ll go above and beyond what you expect of your banking partner.

Learn about our other Personal Banking options: Checking, Individual Retirement Accounts (IRAs), Loan Options, and Investment Options.

We’re proud to offer numerous resources to make financial management simpler and clearer for you.

Own or manage a business? Visit Business Banking today!