Consumer Credit Cards

Choosing the right credit card is easier than ever. Whether you want to pay down balances faster, maximize cash back, earn rewards or begin building your credit history, we have the ideal card for you!

Independent Bank proudly partners with Elan Financial Services to provide you with an array of credit card options.  No matter which card you choose, you'll enjoy important features like:

  • Convenient and Flexible Purchasing Power. Accepted at millions of locations worldwide.
  • Mobile purchasing capability for added convenience.
  • Zero Fraud Liability.* You won’t be liable for fraudulent purchases when your card is lost or stolen.
  • Cardmember Service available 24 hours a day/365 days per year.
  • Plus much more!

View Credit Card FAQs


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Today’s smart phones are capable of doing amazing things. As a valued credit cardmember of Independent Bank, we are with a compatible Apple®, Android®, Windows or Samsung® phone, tablet or watch, without ever handing over your card.

Streamline Check Out

With a digital wallet, you can use your phone at checkout instead of swiping your card. Typically, you’ll just hold your phone near the terminal and approve your purchase with your passcode or biometric authentication (Signatures may still be required.)  For online purchases, simply choose the digital wallet payment option of your choice and skip having to manually enter your card information – it’s more convenient and secure than using your physical card.

Simple to Setup

It doesn’t matter whether you have an Apple, Android, or Samsung device—setup is simple with each technology. In most cases, you add your card with your phone’s camera.

Security Smarts

With a digital wallet, instead of sharing your information, a virtual card number is created. That virtual number is used for purchases— keeping your data safe. Visit your phone provider website for more information on security.

 Learn More

  • Apple Pay works with select iPhone®, iPad® and Apple Watch®. For more info see
  • Google Pay works with: NFC-enabled Android devices.
  • Samsung Pay works with select Samsung devices. For more information, see

Visit the helpful Digital Wallet Website for more details!

Apple logo and Apple Pay are trademarks of Apple Inc., registered in the U.S. and other countries. For a list of compatible Apple Pay devices, see

Google Pay is a trademark of Google LLC. Google Pay and the Google Logo are trademarks of Google LLC

©2019 Samsung Pay is a trademark or registered trademark of Samsung Electronics Co. Ltd. Use only in accordance with law


Terms and Details

*Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.

The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc.