1. Strong Passwords are Key: Create a strong, unique password for each of your financial accounts. When creating a password:

   • Use at least 8 characters (more is better).
   • Use a mix of numbers, symbols, and both uppercase and lowercase letters.
   • Avoid using easily discoverable information like birthdays or family names.
   • Make sure each password is different from the others you use for different accounts.

2. Stay Secure Online: When entering financial info, check for "https://" in the web address, indicating a secure site. Avoid sharing personal or financial info on public Wi-Fi networks.

3. Verify Contacts: If someone from your bank contacts you out of the blue, don't engage. Instead, contact your bank directly to verify if they're legitimate. Don't use the contact info provided by the unexpected contact.

4. Download Safely: Only download mobile banking apps from trusted sources, like your bank's website or a legitimate app store. Verify the app's name and appearance with your bank to ensure you're getting the right one.

5. Use Extra Security Measures: Check if your bank offers extra security features like multifactor authentication or biometric verification for your mobile app. Multifactor authentication requires you to provide two or more forms of authentication, like entering a code sent via text or email, in addition to your password, before gaining access to your account. Biometric authentication uses unique physical characteristics, such as your fingerprint, iris, or facial features, to verify your identity before granting access to your device or account. These advanced security features can significantly enhance the protection of your financial information.

6. Regularly Check Your Accounts: Regularly check your financial account statements and transaction histories, ideally once a month. This practice helps you identify any suspicious or unfamiliar activity promptly. Report any signs of fraud to your financial institution immediately. 

7. Log Out Securely: Always remember to log out of your financial account when you're finished, whether you're using an online website or a mobile app. This is particularly important when you're on a public computer or tablet. Even on your own devices, staying logged in can put your financial security at risk if your device is lost or stolen. 

8. Keep Your Software Updated: If your device becomes the target of a cyberattack, it could put your financial information and accounts at risk. To guard against malicious attacks like viruses and ransomware, it's crucial to have trusted anti-malware and antivirus software installed on every device you use for online and mobile banking. Don't forget to keep this software up to date to ensure you have the most current protection against emerging threats. 

9. Know Your Rights: Financial institutions must make reasonable efforts to safeguard your privacy and the security of your financial data when you use their website or mobile app. Similar requirements are imposed on other businesses by various federal and state laws. These regulations ensure that your personal and financial information is handled with the highest level of security and privacy.

Stay Safe and Secure

In today's digital world, keeping your money safe is crucial. Remember to be watchful, keep everything up to date, and ensure your online and mobile banking is secure. You have the power to protect your financial future, and we're here to assist with the rest.